These terms and conditions (“Terms”) govern your access to and use of this website. The website is operated by Fine Art Financial Services Limited (“we”, “our”, “us”), a company registered in the Cayman Islands under number 309363 and a member of The Fine Art Group. By accessing or using the website, you agree to these Terms. If you do not agree, please do not use the website.
1. Use of the website
You may use this website for lawful purposes and for your own personal or business information only. You agree not to use the site in any way that is unlawful or fraudulent, that could damage or impair the site or its availability, or that seeks to gain unauthorised access to it or to any server or database connected to it. We may withdraw, suspend, or restrict access to all or part of the website at any time without notice.
2. No offer, solicitation, or advice
The information on this website is provided for general information only. Nothing on the website constitutes an offer, solicitation, recommendation, or commitment to lend or to provide any product or service, nor does it constitute financial, investment, tax, or legal advice. Any financing referred to is subject to eligibility, valuation, underwriting, documentation, and applicable law, and may not be available in all locations. The website does not constitute an offer or solicitation in any jurisdiction in which such an offer or solicitation is not authorised, or to any person to whom it is unlawful to make it. You should obtain independent professional advice before entering into any financing arrangement.
3. No reliance
While we take reasonable care to ensure that information on the website is accurate at the time of publication, we make no representation or warranty, express or implied, that it is accurate, complete, or current. Any figures, examples, or illustrations are provided for reference only. You should not rely on any content on the website as the basis for any decision, and any reliance you place on it is at your own risk.
4. Intellectual property
All content on this website, including text, graphics, logos, trade marks, and the design and arrangement of the site, is owned by or licensed to Fine Art Financial Services Limited or The Fine Art Group and is protected by intellectual property laws. You may view and print extracts for your own personal, non-commercial use. You may not otherwise copy, reproduce, republish, distribute, or exploit any part of the website without our prior written permission.
5. Third-party links
The website may contain links to websites operated by third parties, including other members of The Fine Art Group. These links are provided for convenience only. We do not control and are not responsible for the content, availability, or practices of any third-party website, and the inclusion of a link does not imply our endorsement of it.
6. Limitation of liability
To the fullest extent permitted by law, we exclude all liability for any loss or damage, whether direct, indirect, or consequential, arising out of or in connection with your use of, or inability to use, this website or reliance on any content on it. Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
7. Privacy and cookies
Your use of this website is also governed by our Privacy Policy and Cookies Policy, which explain how we handle personal data and use cookies.
8. Changes to these terms
We may update these Terms from time to time. The version published on the website at the time you access it is the version that applies. We recommend that you review these Terms periodically.
9. Governing law
These Terms and any dispute or claim arising out of or in connection with them or your use of the website are governed by and construed in accordance with the laws of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction, save that we retain the right to bring proceedings in any other jurisdiction where appropriate. [Governing-law and jurisdiction to be confirmed by the firm's legal adviser to reflect the correct contracting entity.]
10. Contact
Questions about these Terms can be directed to loanenquiries@fineartgroup.com.
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